Has anyone ever had experience with this before?

No experience for me, however, I've heard you really have to read the fine print before getting involved.

I would check out the reviews and hear other people's experiences before jumping on board with them and their are so many people out there who have an opinion to share.

Here's a little review about prepaid legal.

Prepaid legal Services is an innovative company that came up with a unique product and business opportunity. Prepaid legal is similar to an insurance company except that they have created a network of legal service providers.

Essentially people pay monthly fees, of generally under 30 dollars, in exchange for discounts and access to attorneys. Prepaid legal covers legal events such as letters, wills, buying a house or a car, problems with insurance companies, identity theft, and more.

The idea is that if an occasion arises in which you require legal assistance you can contact Prepaid Legal. In regards to simple matters that need legal review this service can save you lots of money. Generally most attorneys charge outrageous rates just for their time alone and prepaid legal services work to avoid that.

In addition, Prepaid Legal offers a business opportunity in which people can sell and recruit others to sell prepaid legal memberships. It's a typical MLM structure and some people have reported solid earnings due to the demand of the product. However, early on the prepaid legal program came under fire for misrepresenting retention rates of its members, an important factor in people's decisions to join.

With any prepaid legal service it is important to find out exactly what scenarios are covered in your plan. For example, the majority to do not cover tort litigation, criminal cases, and are of little help in traffic cases.

Overall prepaid legal is recommended if you're expecting the need for legal services or advice on general matters and lack alternative resources. If you seek specialized legal advice then Prepaid Legal services are most likely not going to work out for you.

A USA Today Review of Prepaid Legal Services

LegalPlanReview.com talks about Prepaid Legal Services, Inc. being reviewed in the USA Today.

USA Today talks about a review of prepaid legal plans from prepaid legal services, Inc., and how they were featured in a USA Today article. This company provides services to over a million US households. Offering legal help and planning in not only common areas, but in much more significant ways as well, including help with Identity Theft.
USA Today Reviews Prepaid Legal Plans As An Investment

I Will Inc Prepaid legal plans are becoming as common and popular in the United States as they already are in Europe. In this video from I Will Inc, we talk about a review of prepaid legal plans from prepaid legal services, Inc., and how they were featured in a USA Today article. This company provides services to over a million US households. Offering legal help and planning in not only common areas, but in much more significant ways as well, including help with Identity Theft. If you are looking for a prepaid legal plan, or are trying to decide whether a prepaid legal plan is the right option for you or not, take a look at I Will Inc

You know I just asked my attorney about prepaid leagal and his response was "prepaid WHAT???" He said that it's a very old school way of doing things. I think you should move on and try to get legal advice elsewhere. Maybe check out some legal/law forums where attorneys are members.