How many credit cards do you own?

Fendi · #1 (**permalink**) 01-08-2008, 06:08 AM

I wonder...

I have 4 or 5 but I only use 2 of them regularly...

One is for online purchases and the other offline.

The rest are on standby.

I don't need them but who knows.

I always pay on time though. No interests for me.

Tell me your story....

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vabeaty · #2 (**permalink**) 01-08-2008, 08:26 AM

I actually have none

I had a couple a few years back but paid them off and threw them out. I do have a Paypal debit card which works the same. My clients pay me thru paypal so when I need to purchase something online, I use the debit card.

Fendi · #3 (**permalink**) 01-08-2008, 05:45 PM

That's super!

I can't apply for a Paypal debit card hence.

Otherwise I would never have to use money other than from my Paypal account.

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nolimits2wealth · #4 (**permalink**) 02-01-2008, 05:01 AM

I have only 1 and that is after resisting the urge for over 20 years.
However I succumbed due to the expansion of my business....yeehaaa!

Fendi · #5 (**permalink**) 02-01-2008, 10:25 AM

As long as you pay what you spend, its good enough.

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14spring · #6 (**permalink**) 02-14-2008, 10:23 AM

I have one credit card, one paypal account and one store credit card.
I try not to carry any balance on my credit card to avoid any interest, but it is very hard! Especially since i started doing on line business. I found I'm spending alot on Yahoo Sponsored Search, but so far no money came in.

travelagent · #7 (**permalink**) 02-18-2008, 01:08 AM

Only 2 I had to file bankruptcy 4 years ago never doing that again. Thank goodness.

Donica

Fendi · #8 (**permalink**) 02-19-2008, 08:29 AM

Treat your card just like money you don't
have to withdraw from the ATM.

And keep tabs on your spending plus pay
everything on time.

I do that for several years already and now
even have credit in one of them..

Imagine money in your credit cards and I'm
still not spending... LOL!

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mann3r · #9 (**permalink**) 02-22-2008, 12:43 AM

Quote:

Originally Posted by 14spring

I found I'm spending alot on Yahoo Sponsored Search, but so far no money came in.

Try to measure the conversion, if no conversion was made, better quit or might broke you up, otherwise analyze, you might be missing something else.

as for the thread, only have 1 using it for shopping offline and online

verbul9 · #10 (**permalink**) 03-17-2008, 06:35 PM

I vowed to never own a credit card...

But I recently signed up for one to give to my wife!! ; )

It helps to restore my credit...