I have spent very little money on my websites as I like to do the work myself. If there is a job I don't understand very well, I'll take the time to learn it.

Oftentimes I feel that this might be detrimental to my site however as I should
be spending my time doing what I do well and let others work on the hard stuff.
I've spent too many hours struggling through PHP code trying to figure things out when a programmer could have probably whipped it out in a few minutes.

Perhaps the saying is right though. Maybe to take my sites to the next level I should be willing to spend some more money.